Paying For It
A New Roof Now, Payments That Fit
A roof rarely fails on payday. Financing lets the roof get fixed on the roof's schedule instead of your savings account's — and finding out what you'd qualify for costs $0 and leaves no mark on your credit.
The Money Part
From Application to First Shingle
Apply in Minutes
A short application, online or over the phone with us on the day of your inspection. No paperwork marathon.
Soft Pull First
The initial decision uses a soft credit check, so finding out what you qualify for doesn’t touch your score.
Pick Your Term
Shorter term and less interest, or longer term and a smaller payment — you choose the shape of it, we’ll show you the trade-offs honestly.
Build Now, Pay Monthly
Once you’re approved and the terms look right, we schedule the build. The lender sets the pace on approval; we don’t start the roof until you’ve seen the numbers and said yes.
The Fine Print
How Financing Works
We’re roofers, not a bank. Roofing financing runs through third-party lenders who specialize in home improvement: you borrow from them, we build your roof, and your agreement is directly with the lender — we never hold the note and we never set the rate.
Straight talk about where we are: Korvix is new, and we’re still finalizing which lender we’ll route applications to. When you ask us about financing we’ll tell you exactly who it is and hand you their terms in writing. What we won’t do is print a monthly payment on a web page and hope it matches what you’re actually offered.
Terms and rates vary with your credit profile and the size of the project, which is why applications start with a soft credit check: you see real numbers for your situation before anything hits your credit report. We’ll go through whatever the lender puts in front of you line by line — payment, total cost, term length, prepayment terms — so you’re comparing with clear eyes. And if financing isn’t the right fit, we’ll say so; a roof you can comfortably afford is the only kind we want to sell.
Before You Apply
What to Expect
The soft-pull-versus-hard-pull distinction matters, so here it is plainly. A soft pull is a read-only look at your credit — it shows you what you’d qualify for and leaves no mark on your score. A hard pull is the formal inquiry that comes with actually taking a loan, and it can move your score a few points. Home-improvement lenders start with the soft pull, and the hard one only happens if you accept an offer. Shopping your options is free in every sense.
Term lengths are usually a menu, not a mandate, and the trade-off is always the same shape: shorter terms cost less in total interest, longer terms cost less per month. Whatever menu your lender offers, we’ll put the options side by side — payment, term, total cost — so you can see exactly what each shape of the loan costs over its life rather than just which one has the smallest number on it.
Ask about prepayment before you sign. Many home-improvement loans let you close early with no penalty, which means a windfall — an insurance check, a tax refund, a good year — can end the loan and claw back interest you’d otherwise have paid. Plenty of homeowners take a longer term for the breathing room and then pay it off in half the time. That’s the play we’d make too, but only the loan agreement can tell you whether it’s available to you.
Straight Answers
Financing Questions
Free Inspection
See what your roof would run.
A free inspection gets you a real number to finance — no guessing, no obligation.